Bronze, Silver, Gold...Which Health Insurance Plan is Right for You?

This TMA's "Hey Doc" clip explains the choices.



The 10 essential health benefits included in all plan categories cover at least the following items and services:

1. Outpatient care—the kind you get without being admitted to a hospital 
2. Trips to the emergency room 
3. Treatment in the hospital for inpatient care 
4. Care before and after your baby is born 
5. Mental health and substance use disorder services: This includes behavioral health treatment, counseling, and psychotherapy 
6. Your prescription drugs 
7. Services and devices to help you recover if you are injured, or have a disability or chronic condition. This includes physical and occupational therapy, speech-language pathology, psychiatric rehabilitation, and more. 
8. Your lab tests 
9. Preventive services including counseling, screenings, and vaccines to keep you healthy and care for managing a chronic disease. 
10. Pediatric services: This includes dental care and vision care for kids 

Related Information:

• Resources to Help You Stay Healthy in the New Year
• Has your Employer Changed your Health Plan this Year?
• How Does Healthreform Work? KFF video explains how things will change in 2014